Access to a Licensed Advisor

Paychex provides administrative and web support but does not offer investment or retirement planning advice.

For that reason, Flexicare has made accessible a licensed professional who understands our 401(k) plan, and is authorized to provide our staff with additional guidance, at no additional cost.

Joshua E. Hernandez is our dedicated 401(k) plan advisor and will make himself available to help you better understand your 401(k) plan, to include investment education, getting to know the plan features, tax advantages and income planning.

You can schedule a phone or video call in advance by accessing his calendar at www.401kCall.com 

Ongoing Education and Financial Wellness

Our overall well-being flourishes because of the prudent financial decisions we make throughout our lifetime.

Several resources are being made available that our staff can use to make meaningful financial decisions within and beyond a 401(k).

Some of these resources include:

• An Investment Risk Tolerance Report that generates recommendations you can use to help make investment decisions within your 401(k).
• Access to a report that will help determine how much you should be investing to reach your long-term Retirement Income Goals.
• Quarterly Financial Literacy Classes: Each quarter includes a class on a different topic. Taught by a licensed professional.
• A complimentary Financial Strategy for each employee. A Financial Strategy offers guidance in several areas related to retirement planning and achieving specific, financial goals like: Investment Planning, Retirement Income Planning Insurance Planning, Estate Preservation, Debt Management, College Investment  Planning.
• A complimentary copy of "How Money Works", a best selling Financial Literacy Book.
• Access to complimentary consultations with a licensed advisor.

These resources are available to you at no extra cost.

 You can access those resources in the "Education Center" here...